

We are a company built on 100 years of success in the supplemental insurance industry, and it is through outstanding talent that we will continue to grow, have a positive impact on the lives of our customers and give back to our communities.
Does this sound like something you want to be a part of?
If so, learn more about our opportunities and apply today!
Life and Health Insurance License is Required to Start Your Career With Combined | Chubb.
For Those Who Qualify, We Provide Access to the Needed Online Course to Complete Your Professional Licensing Course.
Be your own boss with full independence
Industry-leading compensation and residual income
Quick launch training to start earning fast
Proven success system built for consistent results
Unlimited national reach for sales opportunities
Side-by-side mentorship to build your career
Access to Existing Client Leads & References Day 1
World class Leaders Trips! (France in 2026!)
Lead and grow your own team of agents
Earn overrides and bonuses on team production
Access to a national recruiting and sales footprint
Proven system to launch and scale your agency quickly
Industry-leading compensation with long-term residuals
Hands-on leadership training and ongoing support
Recruiting and develop industry leading talent
World class Leaders Trips! (France in 2026!)
Have a Question Not Listed? Must Be a Good One! Book a Meeting and Let's Chat!
The Independent Agent role is the most flexible role we offer! You can work remotely, in the field, networking events/groups, leveraging social media etc. We have a proven, tried and true system to follow but it is completely up to you, this is your career!
We are beyond proud of our compensation package! We will never shy away from the fact that we pay industry leading commissions and resources to ensure compensation is within reach within our agents first two weeks due to the assets and flexibility to sell direct to consumers as well as through a company group! We expect you to be working towards a more than realistic six figure first year income for our dedicated reps and leaders.
Yes, you need a Life and Health Insurance license to become contracted with Combined | Chubb. We provide your licensing class on our dime, we just need you to pay for your testing, fingerprinting and state licensing fees.
Class time for MN residents is 20 hours for each license = 40 hours of education and then you may take your state exam!
Common to see our new agents complete their class and test within 2 weeks if they are currently working and no more than 10 days if you are currently not employed.
Depends what you look at as "leads", we are over 100 years old and have a very large base of existing policy holders that our field team get to support on the weekly basis!
The new era of Combined Insurance is an expanded offering which now includes a new menu of payroll deducted employee benefits! Simply calling our existing clients to check in on support needs, filing unfiled claims and getting them updated on what we are capable of now has proven time and time again to lead to new group sales along with referrals to individual product sales.
These existing clients are an extremely valuable asset of this incredible company and are willing to help us grow across the entire country!
Short answer No, you can sell to anyone in the U.S! A strategic business plan of working around existing policy holders in your community or nearby communities is a very solid opportunity but you can choose how you ideally want to go to market by choosing, where and what type of industry niches you are desiring to focus on most etc.
If you have ideas, bring them up and we will help you create a fine tuned career by leaning on trusted success data.